Public Courses
Individual Practitioners
We provide an interactive and engaging session, drawing on your markets, roles and contexts, to give insights and expertise to equip you with new skills and knowledge to deploy in your roles. These courses are offered as a standalone as well as part of the suites of training by organisations such as Infopro Digital, and Red Money
Balance Sheet Management (BSM)
Deliver Competitive Advantage & Valuation Improvement from BSM
navigate complex regulatory landscapes
communicate effectively with digital talent and bankers
structure loans to minimize capital utilization
access data to grow regulatory friendly deposits
maximize interest-based income and margins
measure, monitor and manage balance sheet risks
leverage data to manage risk effectively
develop optimal balance sheet management plans
Interest Rate on the Banking Book (IRRBB)
Managing impact of IRRBB on Earnings and Capital
IRRBB definition
lessons learnt from stress scenarios
internal IRR measurement
regulatory IRR measurement, NII sensitivity and EVE
Standard Outlier Test (SOT)
non-maturity products and price elasticity profiling
understanding how ALM manages IRRBB
introduction to CSRBB
Digital Balance Sheet Transformation
Delivering a Digital and Profitable Balance Sheet
digital assets and liabilities
definition, categories, characteristics, pro’s and cons
examples of digital balance sheets
conventional vs digital balance sheets
latest developments and regulatory stance
understanding major challenges
role of treasury and ALM in managing digital balance sheet
impact of digital on balance sheet risk management and FTP
Asset & Liability Management (ALM) & Treasury Functions
Implement a Lean and Focused ALCO
role & function of ALCO
terms of reference, membership & frequency
demystifying and simplifying the ALCO pack
lean ALCO pack format & flow
external environment scan
efficient risk monitoring, certifications, fire-drills
strategy & plan variance review
key initiative tracking & new product programs
Internal Capital Adequacy Assessment Process (ICAAP)
Maximize Efficiencies and Insights from ICAAP
role of ICAAP and key responsibilities
format and effective date selection
regulatory submission, risk management framework, audit
risk identification, measurement, monitoring, quantification
base case, stress narratives and macro-economic variables
ICAAP model, capital plan, budget and 5 year strategic forecast
mitigating actions to address projected breaches
embedding ICAAP in the business
Funds Transfer Pricing (FTP)
Making FTP Work for your Bank
objectives and principles for FTP
determining the right methodology for your bank
curve selection, maturity profiling, Liquidity buffer costs and Add-on’s
ensuring FTP is a help not a hindrance to high performance
profiling non-maturity deposits
role of FTP required in optimising portfolios
tools and products to optimise
pricing with FTP
Green Balance Sheet Transformation
Delivering a Green and Profitable Balance Sheet
latest developments and regulatory stance
understanding major challenges
effect of transition and physical risk on credit portfolios
green assets and liabilities
example of green balance sheets
green bond issuance
role of ALM & treasury in managing climate risks
impact of climate risk on liquidity risk management and FTP

ALM and BSO - 2 Day Virtual Workshop | 17th-18th April 9am - 5pm SGT
We run in-house session periodically, both virtually, and in-person hosted in various countries. Click the In-House Workshops to learn more about these sessions and to book a seat!
Asset and Liability Management and Balance Sheet Optimisation workshop run by Nicholas Wood
One you have purchased the virtual seat, we will get in touch via the email you used to make the purchase. The email will contain a link to the virtual session, and any relevant information as needed.
SGD 750.00
Click here
To see the info, watch the preview video and book a seat!



2 Days | Red Money- Kuala Lumpur - “Balance Sheet Management & Optimisation for Financial Institutions”
Balance Sheet Management & Optimisation for Financial Institutions
Date: 15th & 16th July 2025
Venue: Kuala Lumpur
9am - 5pm
Classroom Training

1 Day | Red Money- Kuala Lumpur - “Digital Balance Sheet Transformation for Financial Institutions: Transforming from Legacy to Digital”
Digital Balance Sheet Transformation for Financial Institutions
Transforming from Legacy to Digital
Date: 17th July 2025
Venue: Kuala Lumpur
9am - 5pm
Classroom Training



2 days | Red Money - Oman - “Balance Sheet Management & Optimisation for Financial Institutions”
Balance Sheet Management & Optimisation for Financial Institutions
Date: 16th & 17th February 2025
Venue: Muscat
9am - 5pm
Classroom Training