Bespoke
Courses for

Banks, Boards, and Regulators

All courses are customised to address the specific needs of the your bank/institution. We address your specific balance sheet, market, and regulations.

Our experts analyse the public documents beforehand and deliver an interactive and engaging class that train you in the decision making roles.

Topics

Balance Sheet Management (BSM)

Deliver Competitive Advantage & Valuation Improvement from BSM

  • navigate complex regulatory landscapes

  • communicate effectively with digital talent and bankers

  • structure loans to minimize capital utilization

  • access data to grow regulatory friendly deposits

  • maximize interest-based income and margins

  • measure, monitor and manage balance sheet risks

  • leverage data to manage risk effectively

  • develop optimal balance sheet management plans

Interest Rate on the Banking Book (IRRBB)

Managing impact of IRRBB on Earnings and Capital

  • IRRBB definition

  • lessons learnt from stress scenarios

  • internal IRR measurement

  • regulatory IRR measurement, NII sensitivity and EVE

  • Standard Outlier Test (SOT)

  • non-maturity products and price elasticity profiling

  • understanding how ALM manages IRRBB

  • introduction to CSRBB

Digital Balance Sheet Transformation

Delivering a Digital and Profitable Balance Sheet

  • digital assets and liabilities

  • definition, categories, characteristics, pro’s and cons

  • examples of digital balance sheets

  • conventional vs digital balance sheets

  • latest developments and regulatory stance

  • understanding major challenges

  • role of treasury and ALM in managing digital balance sheet

  • impact of digital on balance sheet risk management and FTP

AI-Driven Credit Decisioning

Harnessing Artificial Intelligence for Smarter Credit Assessments

  • definition, categories, characteristics, pro’s and cons of AI in credit

  • examples of AI applications in consumer and corporate credit scoring

  • traditional credit models vs. AI-enhanced decision frameworks

  • latest developments and regulatory stance on AI adoption in banking

  • understanding major challenges in data quality, bias, and model explainability

  • role of risk management and technology integration in deploying AI solutions

  • impact of AI on credit risk assessment speed, accuracy, and operational efficiency

Asset & Liability Management (ALM) & Treasury Functions

Implement a Lean and Focused ALCO

  • role & function of ALCO

  • terms of reference, membership & frequency

  • demystifying and simplifying the ALCO pack

  • lean ALCO pack format & flow

  • external environment scan

  • efficient risk monitoring, certifications, fire-drills

  • strategy & plan variance review

  • key initiative tracking & new product programs

Internal Capital Adequacy Assessment Process (ICAAP)

Maximize Efficiencies and Insights from ICAAP

  • role of ICAAP and key responsibilities

  • format and effective date selection

  • regulatory submission, risk management framework, audit

  • risk identification, measurement, monitoring, quantification

  • base case, stress narratives and macro-economic variables

  • ICAAP model, capital plan, budget and 5 year strategic forecast

  • mitigating actions to address projected breaches

  • embedding ICAAP in the business

Fundamentals of Corporate Credit Risk Analysis (Entry Level)

Building a Solid Foundation for Effective Credit Assessment

  • definition, key drivers, and core components of corporate credit risk

  • examples of basic credit assessment methods and scenarios

  • conventional credit analysis vs. simplified modern approaches

  • latest developments and regulatory guidelines in credit risk management

  • major challenges in data quality, borrower assessment, and market volatility

  • role of credit analysts and relationship managers in the evaluation process

  • impact of effective credit analysis on lending decisions and portfolio health

Advanced Credit Stress Testing & Resilience

Fortifying Credit Portfolios through Dynamic Stress Testing

  • definition, frameworks, methodologies, and benefits of stress testing

  • examples of stress testing applications in real-world credit portfolios

  • traditional stress testing approaches vs. advanced, dynamic simulations

  • latest developments and regulatory updates on stress testing practices

  • understanding major challenges in scenario design and data integration

  • role of risk management and strategic planning in enhancing portfolio resilience

  • impact of stress testing on capital adequacy, risk mitigation, and contingency planning

Funds Transfer Pricing (FTP)

Making FTP Work for your Bank

  • objectives and principles for FTP

  • determining the right methodology for your bank

  • curve selection, maturity profiling, Liquidity buffer costs and Add-on’s

  • ensuring FTP is a help not a hindrance to high performance

  • profiling non-maturity deposits

  • role of FTP required in optimising portfolios

  • tools and products to optimise

  • pricing with FTP

Green Balance Sheet Transformation

Delivering a Green and Profitable Balance Sheet

  • latest developments and regulatory stance

  • understanding major challenges

  • effect of transition and physical risk on credit portfolios

  • green assets and liabilities

  • example of green balance sheets

  • green bond issuance

  • role of ALM & treasury in managing climate risks

  • impact of climate risk on liquidity risk management and FTP

Climate Risk in Credit Portfolios

Mitigating Climate-Driven Credit Risks in Modern Banking

  • definition, key drivers, and core components of corporate credit risk

  • examples of basic credit assessment methods and scenarios

  • conventional credit analysis vs. simplified modern approaches

  • latest developments and regulatory guidelines in credit risk management

  • major challenges in data quality, borrower assessment, and market volatility

  • role of credit analysts and relationship managers in the evaluation process

  • impact of effective credit analysis on lending decisions and portfolio health

Syndicated Lending in the Private Credit Era

Navigating the Evolving Landscape of Syndicated Loans and Private Credit

  • definition, structure, and dynamics of syndicated lending

  • examples of traditional syndications vs. modern private credit deals

  • conventional syndication models vs. emerging risk-sharing frameworks

  • latest developments and regulatory stance on syndicated lending and private credit

  • understanding major challenges in competitive positioning and risk distribution

  • role of relationship management and underwriting in successful syndications

  • impact of market trends on syndication strategies and deal execution